Medicare Supplement Plans (Medigap)

Fill the Gaps. Protect Your Budget. Maintain Your Freedom.

Original Medicare covers many healthcare costs — but not everything. You’re still responsible for deductibles, copayments, and coinsurance. Medicare Supplement Plans, also called Medigap, are designed to cover those “gaps” so you can predict your healthcare costs and avoid unexpected bills.

At Fortune Health USA, we help you compare Medigap plans from top carriers to find the right balance of coverage and cost.

How Medicare Supplement Plans Work

  • Works With Original Medicare – Medigap is not a replacement for Medicare; it complements it.

  • Freedom of Choice – See any doctor or hospital in the U.S. that accepts Medicare, without network restrictions.

  • Predictable Costs – Fewer surprise bills, more control over your budget.

  • Travel Benefits – Many plans offer coverage for emergency care when traveling outside the U.S.

You must have Medicare Part A and Part B to enroll in a Medigap plan.

Why Clients Choose Medicare Supplements

  • Nationwide Coverage – Ideal for those who travel or live in multiple states.

  • No Referrals Needed – Go directly to the specialist you choose.

  • Budget Protection – Minimize out-of-pocket expenses and protect your retirement income.

  • Consistent Benefits – Plans are standardized, so coverage is the same no matter which insurance company you choose.

Medicare Supplement vs. Medicare Advantage

  • Medigap – Works with Original Medicare, higher premiums but lower out-of-pocket costs, no network restrictions.

  • Medicare Advantage – Combines coverage into one plan, may include extra benefits like dental or vision, but has provider networks.

We help you evaluate both options to ensure you choose the plan that fits your healthcare needs, travel habits, and budget.

Why Work With Fortune Health USA

Maria Natale provides clear, bilingual guidance to help you:

  • Compare multiple Medigap options side-by-side.

  • Understand what each plan covers — and what it doesn’t.

  • Enroll at the right time to avoid penalties and delays.

  • Make confident, informed decisions without pressure.

Get the Coverage You Deserve

A Medicare Supplement plan can provide the freedom, predictability, and peace of mind you want in retirement.

Call Fortune Health USA today to schedule your free Medicare review — in your home, our office, or online.